Paying for your MBA shouldn't require an MBA.
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4.8/5.0
Your future, your terms. We just help you get there.
Ascent supports you through school with truly student-first solutions. We want to see how far you can go with your degree.
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Students can get the most out of their degree right away — student loans from Ascent come with access to personal career coaching.¹
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How Ascent outshines the competition:
Our top priority is the success of our borrowers. That's why Ascent offers more flexible repayment options, competitive interest rates, and personalized help so you can navigate your education and career path along the way.
Check My Rate| See how Ascent compares¹ ² ³ ⁴ |
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Industry standard |
|---|---|---|
| Grace Period | 9 months | 6 months |
| Automatic Payment Discounts | 0.5% – 1.00% | 0.25% |
| No Fees on College Loans! | Yes | No |
| College & Career Coaching | Yes | No |
| Access to Paid Internship Opportunities | Yes | No |
| Up to 40 Repayment Options | Yes | No |
| Cash Back at Graduation | Yes | No |
| DACA & International Eligibility | Yes | No |
| 12-Month Cosigner Release | Yes | No |
| Path to Discharge in Bankruptcy | Yes | No |
Comparison based on information obtained on lender websites as of May 2026
Hear from the students who bet on themselves and won
See why thousands of students recommend Ascent for its service, support, and results.
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I thought I wouldn't get approved because I don't get qualified for anything, and I wanted more than anything to go back to school to better myself and my family and have a better quality of life. Even after being rejected by so many grants, loan applications and even FAFAA, the Ascent Program came through and made my dream a reality. It was quick, easy and painless. And I was informed every step of the way.
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I'm an international student from Ghana, I want to sincerely thank Ascent for their quick responses and genuine help. They are always ready to listen and help, their customer service is top notch. They are polite and respectful, and because of this loan a girl from a small village in Ghana is about to graduate and get her masters degree in Social Work. Thank you.
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From the bottom of my heart, thank you, Ascent Funding. For taking a chance on me and giving me the opportunity through your 0% financing. Because of Ascent, I can proudly say I am now an official, certified UX Designer. That was a dream I had given up on. Ascent made it possible in a way no words can fully describe. My life and future will tell the rest of the story.
Need to know more?
Get quick answers to some commonly asked questions about Ascent and our loan programs.
Loans subject to individual approval, restrictions and conditions apply. See Terms and Conditions at AscentFunding.com/Rates and AscentFunding.com/Ts&Cs. Loan features and information advertised are intended for Ascent college student loans and are subject to change at any time.
Annual Percentage Rates (APRs) displayed above are effective as of 06/01/2026 and reflect an Automatic Payment Discount of 0.25% on credit-based college student loans submitted prior to 06/01/2025, a 0.5% discount on credit-based college student loans submitted on or after 06/01/2025, and a 1.00% discount on outcomes-based college student loans when you enroll in automatic payments. Loans subject to individual approval, restrictions and conditions apply. Loan features and information advertised are intended for college student loans and are subject to change at any time. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions. The final amount approved depends on the borrower's credit history, verifiable cost of attendance as certified by an eligible school and is subject to credit approval and verification of application information. Lowest interest rates require full principal and interest (Immediate) payments, the shortest loan term, a cosigner, and are only available for our most creditworthy applicants and cosigners with the highest average credit scores. Actual APR offered may be higher or lower than the examples above, based on the amount of time you spend in school and any grace period you have before repayment begins. Variable rates may increase after consummation.
Over 220,000 borrowers took out an Ascent loan for college or career training tuition or expenses between January 2018 and March 2026.
5.8x higher acceptance rates were observed in 2025 across all products when a loan application is cosigned vs without a cosigner.
Ascent applicants and borrowers that agree to the AscentUP Terms of Service and Privacy Policy, as well as students associated with an Ascent parent loan application, have access to the AscentUP platform.
Ascent’s 1% Cash Back Graduation Reward is for eligible college students only and subject to terms and conditions. Eligible students must request the graduation reward from Ascent. Learn more at AscentFunding.com/CashBack. 1% Cash Back Reward amount dependent upon total loan amount for Ascent college loan borrowers; approximately $365 average reward amount based upon eligible borrowers who received Cash Back Rewards in 2023. Aggregate cash back limit of $500.
Only Ascent college loans are eligible for no fees. Ascent career training loans are subject to a one-time origination fee of 5.0% of the loan amount. All Ascent loans are eligible for no application, disbursement, late, NSF or early payment fees.
The final ACH discount approved depends on the borrower's credit history, verifiable cost of attendance, and is subject to credit approval and verification of application information. Automatic Payment Discount consists of 0.25% for credit-based college student loans submitted prior to 06/01/2025, 0.5% for credit-based college student loans submitted on or after 06/01/2025, and a 1.00% discount on outcomes-based college student loans when you enroll in automatic payments. For more information, see repayment examples or review the Ascent Student Loans Terms and Conditions.